Plinqit Privacy Policy

Effective Date: 02/09/2023 

Plinqit, Inc. (the “Company”) the creators of Plinqit, take the privacy of personal information about the users of the Company’s products very seriously. The Privacy Policy explains what personal and other information is collected and stored through our website and application collectively the application (“Plinqit”) and how we use that information in connection with our services (“Services”). Unless otherwise stated this policy only applies to personal information collected through Plinqit.

This Privacy Policy is a part of our Terms of Use and is incorporated therein by reference.

By visiting Plinqit and/or using Plinqit, you agree explicitly to be bound by this Privacy Policy, our Terms of Use and any other customer agreements separately agreed to by you with the Company. This Privacy Policy applies to your use of our Services regardless of means of access, including through a desktop computer, laptop, mobile phone, tablet or other consumer electronic device (each, a “Device”).

Information We Collect

Information You Provide

In general, you can visit without telling us revealing personal information to us about you. However, when you register or Sign Up to use Plinqit or other Services you will be asked to provide and we may collect personal information about you, which may include:

If you decide to upload a personal image (owned by you) that is associated with your savings goal and goal amount, it may be shared with other users of Plinqit. No other personal information will be associated with this image.

We will also collect information about how you use Plinqit or our other Services.

In some instances, such as for identity verification or to verify accounts owned by you, we may also ask that you provide (and we will collect) scanned copies of documents containing such personal information. Examples of such documents are Driver’s Licenses, Utility Bills or Bank Statements.

All such information is collectively referred to as “Personal Information”. From time to time we may request additional Personal Information in order to provide you with other benefits of our Services. In such instances, you will receive notice of this newly proposed use or purpose and you will have a choice as to whether to provide the requested information for those limited purposes.

By providing your Personal Information to us, you expressly agree to our collection, use, storage and disclosure of such information as described in this Privacy Policy.

Device and Technical Information

We may collect Device-specific information.  This may include:

We may associate your device identifiers or mobile phone number with your use of Plinqit. When we combine identifiers with Personal Information this information will be considered Personal Information for the purposes of this Privacy Policy.

Cookies and Other Methods of Information Collecting

A “cookie” is a text file or other local storage identifier provided by your internet browser or associated applications. We use cookies for ease of use and to personalize our Services for you. We also use cookies to aggregate information about usage of our Services. We use cookies for session tracking, for record keeping purposes and to improve your use of our Services.

Please note, some browsers allow you to stop cookies or delete cookies stored on your device. If you choose to eliminate cookies, the full functionality of our Services may not be available to you.

For additional information about cookies and how they work go to

How We Use the Information

We may use the information described in this Privacy Policy for research, for improvements to the Services, and for other commercial purposes. We may use Personal Information for the purposes described in the Privacy Policy internally for our general commercial purposes including among other things to offer products and services we believe you may have interest in.

We may use your email address to respond to your inquiries and to provide you with information about our Services. We may use your mobile number to reach you to respond to any support inquiries.

We may share your data with our banking partners for joint marketing purposes. We may also share your information with affiliated companies and third parties for their business purposes as it relates to the Services provided through Plinqit, including our API provider, currently, Yodlee Inc.

Opt-Out Rights

You may elect to not receive promotional emails or other communications from us by “unsubscribing” to an email you were sent from us, or by emailing us. If you unsubscribe from receiving emails from us, we will still send you non-promotion emails, such as support or operational notices as they relate to your use of our Services.

Sharing Socially

Our Services may allow you to connect with, share on, and use third-party websites, applications and services. Please be mindful of your personal privacy needs and the privacy needs of others when using such access, connections, or websites. We cannot control the privacy or security of information you choose to make public or share with others. We also do not control privacy practices of third-party applications. Please refer to their privacy policies and practices to learn more.

Accessing Your Information

You must notify us of any change in your Personal Information by updating your account via the application. It is your responsibility to keep your Personal Information up to date by updating your information in the application or by contacting us at We are not responsible for costs or other issues arising from your failure to keep your Personal Information up to date.

Deleting Your Account

You may request we delete your account for the Services. To request deletion of your account email requesting the deletion of your account. Deleting the mobile application from your device does not constitute a request to delete your account. Once your request to delete your account has been processed, we will promptly disconnect any connection we may have established with your account information and delete all account credentials. Please note that we may need to retain some or all of your data beyond your account deletion for purposes of record keeping and regulatory compliance as required by federal, state or local law.


We utilize commercially reasonable physical, technical, and administrative security measures to help protect information gathered through use of our Services. We work to control against misuse, loss, and alteration. We use firewalls, encryption, and authentication procedures for example and among other methods for securing your information and online sessions.

While we employ such security measures, please be advised that no method of electronic transmission or storage is 100% secure. Therefore, we cannot guarantee absolute security of your Personal Information. You also play a role in protecting your Personal Information. Please safeguard your username and password for your account and do not share them with others. If we receive instructions using your account login information, we will consider that you have authorized the instructions. You agree to notify us immediately of any unauthorized use of your account or any other breach of security. We reserve the right, in our sole discretion, to refuse to provide our Services, terminate accounts, and to remove or edit content, for security or other reasons.

Children’s Privacy

Plinqit and its Services are intended for adult use only. We do not knowingly allow or collect information from children under the age of 18. By using our Services you represent to us that you are over the age of 18 or such older age as may represent the age of majority in your jurisdiction. If you believe that a minor in your care has provided us with information or if you desire to provide Plinqit to a minor in your care please contact us at

Links to Third Party websites

When you use our Services, you may be directed to other websites that are not within our control. We may also allow third-party websites or applications to link to our Services. We are not responsible for the privacy practices of any third parties or content on the linked websites. We encourage you to read the privacy policies and practices associated with these sites.

This Privacy Policy only applies to our Services.

Changes to our Privacy Policy

Subject to applicable law, we may revise this Privacy Policy at any time and in our sole discretion. When we revise this Privacy Policy, we will post the revised version via our Services and will update the date at the top of this Privacy Policy. The revised Privacy Policy will be effective upon posting via our Services. Accepting this Privacy Policy as revised is required for you to continue accessing or using our Services. If you do not agree to the terms or any revised version of this Privacy Policy, your sole recourse is to terminate your access and use of our Services. Except as otherwise expressly stated by us, your access and use of our Services is subject to the version of this Privacy Policy in effect at the time of access or use.

Contacting Us

If you have questions regarding this Privacy Policy or wish to ask us to delete or correct your Personal Information as provided above, please contact us at

Email communications are not always secure, so please do not include any sensitive data such as financial account information or account or password information via email.

Third-Party Disclosure:

Plinqit utilizes API provider, currently, Yodlee Inc.. for account verification using your online banking credentials. View Yodlee’s end user privacy policy which is incorporated herein and in our Terms of Use by reference. (our Terms of Use by reference. )